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Bank Teller

Bank tellers serve customers depositing or withdrawing money, and record details of the transactions. They also explain bank products and services to customers, and help them identify their banking needs.

 

Tasks & duties

Bank tellers may do some or all of the following:

  • ensure they have the correct amount of cash for the day's transactions
  • greet customers
  • ensure the customers' forms are completed correctly
  • check customers' identification
  • accept deposits, pay withdrawals and cash cheques
  • count and exchange money
  • record all payments made to and from accounts
  • balance end-of-day banking records
  • sort and file account records
  • provide customers with services such as account balances, automatic payments and cheque books
  • respond to requests for information
  • solve customers' banking problems
  • acquire new business by identifying sales opportunities
  • check banking reports for possible mistakes
  • sell foreign exchange and travellers' cheques
  • clear cheques from automated teller machines (ATMs ) and load cash into them
  • help to train new tellers

 

Skills & knowledge

Bank tellers need to have:

  • excellent customer service and sales skills
  • knowledge of banking procedures and methods
  • knowledge of the products and services offered by the bank
  • up-to-date knowledge of exchange and interest rates
  • computer skills and knowledge of how to use bank computer software
  • knowledge of security procedures
  • cash-handling skills
  • organisational skills
  • mathematical skills
  • negotiation skills

 

Entry requirements

There are no specific educational requirements for becoming a bank teller. Skills are gained on the job.

 

Secondary education

English and maths are good subjects for a bank teller to have an NCEA equivalent in. 

 

Tertiary education

A certificate, diploma or degree in banking, business or finance may be useful.

 

Training on the job

Bank tellers usually attend an intensive training course run by their bank when they are first employed. Ongoing training is then provided in areas such as banking, sales and customer services.

 

Useful experience

Useful experience for bank tellers includes:

  • work involving customer service
  • retail and sales work
  • work in a call centre
  • experience in cash handling

 

Video

Customer Services Officer ANZ

From just a job on you tube

 

Related courses

Banking and Finance

 

For more information, please refer to Career Services.

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